Secure the Working Capital Your Business Needs to Grow
At ROGP Capital, we know that keeping your business moving requires more than just determination — it requires the right funding at the right time. That’s why we’re here to help.
When cash flow feels tight, we’re ready to step in. Our Working Capital Loan Program is designed for business owners who face seasonal slowdowns, unexpected expenses, or simply want to seize the next big growth opportunity without giving up equity or control.
What makes our Working Capital Loans different?
True bank loan – not a merchant cash advance
Fixed payments that won’t rise with credit card sales
Loan amounts up to $1,000,000 with repayment terms up to 36 months
Quick funding in as little as a week
No hard credit pull — your credit score won’t be affected
Less-than-perfect credit? No problem. We’ll work with you.
Whether you’re investing in new equipment, stocking up on inventory, expanding your space, or simply covering everyday operating expenses, we’re here to help you get the funds you need — fast and on your terms.
Examples of How You Can Use Funds:
Cover operating expenses during slow seasons
Purchase or lease equipment
Fund renovations and remodels
Open a new location or add new services
Consolidate expensive debt and improve cash flow
Launch a marketing campaign or upgrade your systems
No matter what your business needs to succeed, our Working Capital Loans are designed to provide flexibility and stability — so you can focus on what you do best: growing your business.
Who Can Qualify?
Businesses open and operating for at least 30 days
Monthly sales of $17,000 or more
Equifax credit score of 551+
Business bank account
We fund restaurants and many other industries — View list below.
Industries We Fund
✨Apparel
✨Auto-Repair
✨Auto-Sales
✨Aviation
✨Bar/Nightclub
✨Beauty/Salon/Spa
✨Call Center
✨Car Rental
✨Cell Phone Sale
✨Cleaning
✨Consulting
✨Construction
✨Contractor-Commercial
✨Contactor-Electrician
✨Contactor-General
✨Contactor-HVAC
✨Contactor-Landscaping
✨Contactor-Painting
✨Contactor-Paving
✨Contactor-Plumbing
✨Contactor-Roofing
✨Convenience Store
✨Courier Service
✨Drop Shipping/No Inventory
✨Day Care/Child Care
✨Delicatessen
✨Design
✨Dry Cleaner
✨E-Commerce
✨Electronic Sales
✨Entertainment
✨Environmental Services
✨Equipment-Rental
✨Equipment-Sales
✨Equipment-Service/Repair
✨Farming/Agriculture
✨Financial Services
✨Fitness Center
✨Florist
✨Fuel Delivery
✨Funeral Home
✨Hospitality
✨Furniture Store
✨Gas Station
✨Grocery Store
✨Hotel
✨Import/Export
✨Insurance
✨Janitorial
✨Junk Yard
✨Legal Services/Law Firm
✨Logging
✨Manufacturing
✨Marketing
✨Medical-Chiropractor
✨Medical-Dental
✨Medical-Home Healthcare
✨Medical-Optometrist
✨Medical-Plastic Surgeon
✨Medical-Primary Care
✨Medical-Psychotherapists
✨Medical-Spa
✨Medical-Training
✨Medical-Veterinarian
✨Medical-Other
✨Non-profit
✨Nursery
✨Pest Control
✨Pet Groomer
✨Pharmacy
✨Photography
✨Printing
✨Professional Services
✨Property Management
✨Real Estate
✨Real Estate Investor
✨Religious Institute
✨Religious-Church/Synagogue/Mosque/etc.
✨Restaurant
✨Retail (Brick & Mortar)
✨Security
✨Sign Language Interpretation
✨Staffing
✨Storage
✨Technology
✨Towing
✨Transportation
✨Travel
✨Waste Management
✨Wholesale/Distributor
✨Window Tinting
Just ask if you don't see your business type!
Here are some examples of how small business owners use the funds:
✨Equipment financing
✨Purchasing inventory
✨Renovations and remodels
✨Expansion projects
✨Pay for franchise obligations
✨Open another location
✨Obtain a liquor license
✨Finance Accounts Receivable
✨Marketing
✨Payroll
✨Purchase a Business
✨Purchase a Franchise
✨Real Estate
✨Renovations and Remodels
✨Start a Business
✨Operating capital for slow periods and seasonality
✨Add catering and take-out services
✨Upgrade your POS/computer system
✨Revamp your restaurant’s menu and bar offerings
✨Buy out a business partner
✨Start an advertising/marketing campaign
✨Pay your business taxes
✨Pay off/consolidate more expensive debt
✨Unexpected expenses
✨Working Capital
✨Other
TESTIMONIALS
What other business owners are saying
"Loved everything so far"
"No bank would give me a chance as a new entrepreneur, but ROGP Capital did. Their startup funding helped me open my salon doors, hire staff, and launch strong."
— Felicia S., Owner, Halo Hair Studio
"My life changed forever"
"We needed fast capital to cover a bulk order of materials. ROGP Capital approved us quickly, and we had funds in less than a week. It kept our project on schedule and our clients happy."
— James P., CEO, ProBuilt Contractors
"Highly recommend this"
"Our bakery desperately needed new ovens to keep up with demand. ROGP Capital’s equipment financing was fast, simple, and let us grow production without waiting months for a traditional loan."
— Maria H., Founder, Golden Crust Bakery
"Highly recommend this"
"I had no idea I could access so much unsecured funding at 0% interest. The credit stacking program was a game changer—helped me buy equipment and fund renovations without taking on expensive debt."
— Arturo V., Owner, Fresh Start Laundromats
How to Get Started:
Complete this short form to share your basic information
In Step 2, you’ll answer a few quick prequalification questions
Our team will review your details and help you find the best loan terms for your business
Where banks say no, we say yes.
We’re here to help you access the working capital you need to keep your business moving forward. Let’s take this first step together.
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Important Disclosure
Submitting your information through this site does not constitute an offer, promise, or guarantee of funding approval. All applications are subject to a thorough review by ROGP Capital, LLC and our trusted lending partners’ underwriting teams. While we specialize in supporting business owners and real estate investors with more flexible and creative funding options than traditional banks, approval decisions are based on multiple factors, including but not limited to credit history, business performance, and supporting documentation. We are committed to working collaboratively to explore solutions that help you succeed, but final funding determinations remain at the sole discretion of our underwriting teams.