ROGP, LLC operates as an independent third-party originator and servicer of commercial loans in partnership with various national lending institutions throughout the United States (collectively referred to as the “Lender”). This Preliminary Loan Amount has been determined based on initial pre-underwriting standards aligned with the Lender’s guidelines and the information provided by the Merchant. Approval of this amount is contingent upon the accuracy and completeness of the Merchant’s submitted information, as well as any additional findings uncovered by the Lender or servicer during the underwriting process. This includes, but is not limited to, a review of all financial statements, credit history of any guarantors, public records regarding liens, judgments, collections, fraud, bankruptcy, or criminal activity, and the status of the Merchant’s business entity with the relevant state authorities. The final terms and conditions may be adjusted following this comprehensive review. No terms are deemed final or binding until the Merchant has agreed to and executed all required loan documents, which must then be countersigned and formally approved by an authorized officer of the Lender. If the Merchant has not executed a Universal Merchant Credit Application, this Preliminary Loan Amount is provided solely for discussion purposes and does not constitute an offer or commitment to lend.